FGB tools Credit Score Simulator
Simulate and calculate your credit score, understand influencing factors and improvement suggestions
Input Information
Credit Score Result
This tool provides estimates for informational purposes only and does not constitute financial advice.
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Start Simulating Your Credit Score
Please fill in your credit information on the left and click the calculate button to see your simulated credit score and improvement suggestions
What is a Credit Score Simulator?
Importance of Credit Score
- ✓Affects loan approval and interest rates
- ✓Affects credit card application and limit
- ✓Affects rental and insurance rates
- ✓Reflects personal credit status
Factors Affecting Credit Score
- 1Payment History (35%)
Timely payments have the biggest impact on credit score
- 2Credit History Length (15%)
Longer credit history helps improve score
- 3Credit Utilization Rate (30%)
Recommended to keep below 30%
- 4New Credit and Inquiries (10%)
Too many inquiries can temporarily lower score
- 5Credit Mix (10%)
Different types of credit help improve score